Characteristics Culinary MSMEs in Padang City West Sumatra Province in the Digital Era

Yenni Del Rossa, Henny Sjafitri

Abstract


Abstract – Research objectives: 1) To determine the influence of financial literacy on the performance of MSMEs culinary , 2) Knowing the influence of financial inclusion on the performance of MSMEs culinary , 3) Knowing the influence of innovation on the performance of MSMEs culinary , 4 ) Knowing influence literacy finance , inclusion finance And innovation to performance of culinary MSMEs . The research population was 312 culinary MSMEs , a sample of 175 was determined using formula Slovin . Research data were collected using a questionnaire using a Likert scale of 1–5.

All research variables meet the instrument test and classical assumption test. The test results hypothesis on level 5% significance for The t -test shows that financial literacy has a significant negative effect on MSME performance, while financial inclusion and innovation have a significant positive effect on MSME performance. The results of the F-test shows that financial literacy, financial inclusion and innovation have a significant positive effect on the performance of MSMEs .

Keywords – financial literacy, inclusion finance , innovation And MSME performance


Keywords


financial literacy; inclusion finance; innovation And MSME performance

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DOI: http://dx.doi.org/10.52155/ijpsat.v55.1.7744

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