The Influence Of Financial Literature And Contribution Of Universities On Student Financial Behavior

Sinta Listari, Muhammad Romadhon, Hageem Che-ni

Abstract


Students in Indonesia are often unable to manage their finances for various reasons stated. Conditions like this will be dangerous because students are the nation's successors who will continue the struggle of their predecessors. The inability of students to manage their finances is due to low financial literacy and the lack of attention from universities in supervising their students. This research was conducted on students of the Bogor Unity Institute of Business and Informatics, Faculty of Vocational Studies, Class of 2019-2021. This study uses quantitative methods where quantitative methods are scientific and systematic research on many parts in which there are phenomena and relationships. This study obtained respondents as many as 157 students. This study found a strong influence between Financial Literacy Variables (X1) and Student Financial Behavior (Y) and a low influence between College Contributions (X2) having an influence on Student Financial Behavior (Y). This study concludes that Financial Literacy (X1) and Higher Education Contribution (X2) have an influence on Student Financial Behavior (Y)

Keywords


financial literacy, Student Financial Behavior, Financial Literacy, Contribution of Higher Education

Full Text:

PDF

References


Abbas, M. &. (2008). Common fixed point results for noncommuting mappings without continuity in cone metric spaces. Journal of Mathematical Analysis and Applications , 341(1), 416-420.

Akmal, H. &. (2016). Analysis of financial literacy level. JEBI (Journal of Islamic Economics and Business) , 1(2), 235-244.

Anis, D. (2015). Financial literacy as the Foundation for Individual Financial behavior. Journal of Education and Practice , Vol.6, No.13. pp.99-105. .

Annisa, IH (2018). The Relationship between the Role of Tutors and Learning Motivation on Residents of Pursuit Learning Package C at the Learning Activity Center in Bondowoso Regency. Learning Community: Journal of Out-of-school Education , 1(2), 1-3.

Chenny, SU (2017). Analysis of Opportunities for the Use of Digital Financial Services (LKD) in the People of Aceh Besar District, Aceh Province. Journal of E-Kombis , Vol III, No.1, 2017.

Cudmore, BA (2010). The millennials and money management. Journal of management and marketing research , 4, 1.

Feriawati, N. (2021). The Influence of Academic Ability and Family Finance Education on Student Financial Management Behavior with Financial Literacy Mediation. Doctoral dissertation, University of Dynamics .

Haekal, F. (2021). THE EFFECT OF FINANCIAL LITERATURE ON MSME FINANCIAL MANAGEMENT IN PALOPO CITY. Doctoral dissertation, MUHAMMADIYAH UNIVERSITY PALOPO .

Hek, TK (2021). Introduction to Statistics. Our Writing Foundation.

Khodijah, IA (2021). THE EFFECT OF FINANCIAL LITERATURE AND FINANCIAL ATTITUDE ON FAMILY FINANCIAL MANAGEMENT BEHAVIOR DURING THE COVID-19 PANDEMIC WITH SELF EFFICACY AS THE INTERVENING VARIABLE. In National Conference on Applied Business, Education, & Technology (NCABET) , Vol. 1, No. 1, pp. 630-644.

Margaretha, F. &. (2015). Determinants of the level of financial literacy of credit card users in Indonesia. Journal of Accounting and Investment , 16(2), 132-144.

Margaretha, F. &. (2015). Financial literacy level in undergraduate students of the economics faculty. Journal of Management and Entrepreneurship , 17(1), 76-85.

Monson, CL (2000). Conceptualizing Financial Literacy. Research Paper 2000:7.

OJK. (2013). Financial Literacy . Retrieved from Financial Literacy: https://www.ojk.go.id/id/kanal/edukasi-dan-perlindungan-konsumen/Pages/literasi-keuangan.aspx

OJK. (2016). National Survey of Financial Literacy and Inclusion. Jakarta: Financial Services Authority.

Rudini, R. (2017). The Role of Statistics in Quantitative Social Research. Journal of SAINTEKOM , 6(2), 53-66.

Siyoto, S. &. (2015). Basic research methodology. Media Literacy Publishing.

Sugiyono, D. (2013). Educational research methods approach quantitative, qualitative and R&D.

Sumtoro, A. &. (2015). Financial Behavior in Residential Property Investment Decision Making in Surabaya. Finesta , 41-45.

High., S. (2017). Pattern of Student Financial Behavior in College. Journal of Political Science and Communication , VII(1), 11–20.




DOI: http://dx.doi.org/10.52155/ijpsat.v34.2.4577

Refbacks

  • There are currently no refbacks.


Copyright (c) 2022 Sinta Listari, Muhammad Romadhon, Hageem Che-ni

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.